Despite this impressive performance, shares dipped 1.4% after hours, which prompted CEO Phong Le to call it the “most misunderstood and undervalued stock.” The firm is pushing forward with its aggressive Bitcoin acquisition plan, and aims to purchase $84 billion in BTC through even more capital raises. Strategy’s market positioning is stark—ninth in operating income among S&P 500 firms but ranked 96th by market cap. Meanwhile, Saylor joined calls for a clear crypto regulatory taxonomy, very similar to other industry-wide demands for legal clarity as the US prepares to debate the Digital Asset Market Clarity Act in September. Strategy the Most Misunderstood Stock? Strategy, the Bitcoin-focused company that was co-founded by Michael Saylor, reported a record $10 billion in profit for the second quarter of 2025, yet its shares slipped 1.4% in after-hours trading. CEO Phong Le defended the company’s position by calling it “the most misunderstood and undervalued stock in the market.” Strategy stock price over the past 24 hours (Source: Google Finance ) Operating income surged an eye-popping 7,100% year-on-year to $14 billion, fueled in part by the firm’s adoption of fair value accounting, which includes unrealized gains from its Bitcoin holdings. Strategy holds 628,791 BTC, which is now valued at approximately $73.3 billion, and reported a 25% increase in its BTC yield. This metric compares its Bitcoin holdings to its assumed diluted shares. Additionally, the company saw a $13 billion gain in BTC value. In a bold move to increase its crypto treasury even more, Strategy announced plans to raise $4.2 billion via its Variable Rate Series A Perpetual Stretch Preferred Stock, trading under the ticker STRC. The capital will be used to buy more Bitcoin as part of the company’s “42/42” plan to accumulate $84 billion worth of the cryptocurrency. This follows a recent $2.5 billion raise through STRC earlier in July, which funded the purchase of 21,021 BTC . At current prices, the new raise could add another 36,128 BTC to Strategy’s balance sheet. Phong Le pointed out that Strategy now ranks ninth in estimated operating income among S&P 500 companies, yet only holds the 96th-largest market cap and has one of the lowest P/E ratios in the index. He argued that these disparities prove just how undervalued the market perceives Strategy to be. Despite modest revenue from its software business arm—$114 million for the quarter—Strategy is doubling down on its Bitcoin-centric strategy by raising its full-year targets for BTC yield and dollar gain to 30% and $20 billion, respectively. According to Le, “Any company that is able to double their targets throughout the course of the year, you would consider that a success.” Michael Saylor Also Pushes for Crypto Clarity Strategy's Michael Saylor also recently added his voice to the growing calls for the United States to establish a clear legal framework for digital assets. During Strategy’s second-quarter earnings call , Saylor placed a lot of emphasis on the need for a formal crypto taxonomy that will define the distinctions between tokenized securities, digital commodities, and digital assets without issuers. “It will be beneficial to the market if they nail down the digital assets taxonomy,” he said, mentioning the regulatory ambiguity that continues to hamper innovation and clarity across the industry. Michael Saylor The push for clarity is taking place during a time of pressure from crypto leaders and increasing momentum in Washington. The White House Working Group on Digital Asset Markets recently urged regulators to move faster when it comes to establishing rules around custody, trading, and token issuance. SEC Chair Paul Atkins acknowledged that regulatory hurdles are driving tokenization innovation overseas, but also pointed out that US companies are “lined up at our doors” seeking approvals. Additionally, Atkins indicated that the SEC will offer regulatory relief where appropriate to ensure that the US stays competitive in the digital asset landscape. Speech from Paul Atkins (Source: SEC ) Congress is now preparing to review the Digital Asset Market Clarity Act of 2025 in September, a bill that Saylor believes could unlock massive potential for businesses to participate in blockchain-based financial systems. He envisioned a future where “40 million businesses could issue a token in four hours for $40,” which drastically lowers the barrier to on-chain finance. Robinhood is already capitalizing on this trend. CEO Vladimir Tenev revealed an aggressive push into tokenizing private market assets. Tenev said the goal is to democratize access to high-value investments like private equity, traditionally reserved for institutional players. The company already issued tokens in Europe tied to firms like OpenAI and SpaceX. However, these moves did already attract some regulatory scrutiny , including a legal inquiry in Lithuania and criticism from OpenAI, which stated that Robinhood’s token has no affiliation with its actual equity. Overall, both companies and regulators are working hard to define the rules that could shape the future of finance.

2025-08-01 12:00

Are XRP Whales Buying the Dip? Despite XRP slipping below the critical $3 threshold, on-chain data reveals that whales remain unfazed by FUD. Instead of retreating, large holders have taken the opportunity to accumulate, scooping up 60 million XRP as revealed by renowned market analyst Ali Martinez. Market analysts believe this whale activity demonstrates long-term confidence in XRP’s fundamentals, particularly amid broader uncertainty surrounding Ripple's ongoing legal and regulatory developments. According to Santiment, the number of addresses holding between 10 million and 100 million XRP has surged over the past week, indicating heightened interest from institutional and high-net-worth investors. This trend coincides with a notable increase in on-chain transaction volume, suggesting these large holders are not just buying, but moving XRP into long-term storage or strategic positions across exchanges. The current market sentiment, while cautious, is not overly bearish. XRP has dropped by around 18.7% over the past two weeks, mirroring a broader cooldown across altcoins. Adding to the intrigue, Ripple CTO David Schwartz recently reiterated that the XRP Ledger (XRPL) continues to serve as the backbone for Ripple's global liquidity products, despite the growing spotlight on RLUSD. His comments have helped steady investor nerves, highlighting XRP's continued relevance in the ecosystem. $2.65 Emerges as the Next Critical XRP Support Zone According to market analyst DegenGeneral, key support at $3.00–$3.07 (20-day EMA) is critical, breaking below it could trigger a deeper correction to $2.83 or even $2.65. Having dropped below $3, XRP's next critical support zones lie at $2.83 with the extreme one being $2.65. At the time of this writing, XRP was down by 6.5% in the past 24 hours to trade at $2.95, according to CoinGecko data . This drop emerged after more than $107M was wiped out, with a staggering $106.66M lost to long liquidations alone. Notably, $2.65 is structurally significant because it aligns with mid‑range support in the multi-month consolidation zone and coincides with the 50‑day exponential moving average that has repeatedly bounced XRP earlier this year. Additionally, chart patterns, such as falling wedges and bull flags, currently project a retest of $2.65 in the event of short-term weakness. If XRP revisits this level and holds, DegenGeneral expects institutional and whale accumulation to intensify, validating the level as a strategic entry opportunity. Conclusion While retail investors may be rattled by XRP’s dip below $3, whale behavior tells a different story, entailing conviction and strategic accumulation. Meanwhile, If XRP revisits the $2.65 level and holds, it validates the broader bullish thesis and may attract deep-pocket accumulation.

2025-08-01 11:33

During the interview, Dimon made it clear that JPMorgan’s increasing involvement in the crypto space—like plans for a deposit coin, a stablecoin expansion, and a new partnership with Coinbase—is driven by customer demand rather than personal enthusiasm. This evolving outlook is very similar to industry trends, with Visa also deepening its stablecoin integration. Visa now supports more stablecoins like USDG, PYUSD, and EURC, and new blockchains like Stellar and Avalanche. The company hopes that this will help it modernize global payments. Both companies’ moves suggest that there is growing institutional interest, clearer US regulation, and a recognition that stablecoins may redefine the future of finance. JPMorgan CEO Softens Crypto Stance Jamie Dimon, the longtime CEO of JPMorgan, suggested that he made a huge shift in his stance toward digital assets during a CNBC interview on Tuesday. He openly expressed support for stablecoins and acknowledged the value of blockchain technology. While still maintaining a cautious tone, Dimon explained that the bank’s expanding crypto strategy is primarily a response to customer demand rather than personal conviction. He said, “It’s what the customer wants, not what JPMorgan wants.” He also placed emphasis on the fact that financial innovation inevitably comes with risk, and “there’s never been a new financial product that didn’t entail risk.” This moderated tone is a major departure from Dimon’s comments over the years . In 2017, he famously called Bitcoin a “fraud” and dismissed it as worse than the speculative tulip bubble of the 17th century. He even threatened to fire any trader at JPMorgan who engaged with the asset. Over time, while maintaining skepticism about Bitcoin’s use cases, particularly its role in illicit activity, Dimon increasingly acknowledged the potential of blockchain. As recently as January 2025, he reiterated concerns over Bitcoin being used for criminal activity but continued to support blockchain innovations. JPMorgan’s actions reflect this evolving outlook. In July, Dimon confirmed that the bank plans to issue a deposit coin and broader stablecoin offerings as part of its plan to better understand and compete in the digital asset space. On Wednesday, JPMorgan also announced a new partnership with Coinbase , which will allow Chase credit card holders to purchase digital assets through the platform starting this fall. Additionally, users will be able to redeem Chase Ultimate Rewards points for the USDC stablecoin. The bank is also reportedly exploring offering direct loans backed by Bitcoin as collateral, with a potential launch as early as 2026. Overall, Dimon’s gradual softening may be a combination of market realities and strategic adaptation. Visa Expands Stablecoin Support JP Morgan is not the only company taking note of the growth in stablecoins. Visa took another major step toward integrating blockchain technology into mainstream finance by expanding its stablecoin settlement platform. The payments giant announced support for three new stablecoins—Global Dollar (USDG), PayPal USD (PYUSD), and Euro Coin (EURC)—along with the integration of two additional blockchain networks, Stellar and Avalanche. This development will make it possible for users to send and receive stablecoin payments or convert them into traditional fiat currencies across a broader range of networks. It also forms part of Visa’s main goal of modernizing its financial infrastructure. Visa press release Previously, Visa supported only Circle’s USD Coin (USDC) on Ethereum and Solana. With the addition of Stellar and Avalanche, Visa is widening its scope to offer faster and more efficient cross-border payments and settlements, a feature that appeals to institutions and international businesses. Additionally, tThe move aligns with the rising institutional interest in stablecoins, which was spurred on even more by the recent passing of the GENIUS stablecoin bill in the United States. This legislation provides clearer regulatory guidelines, which prompted banks, tech companies, and retailers to explore stablecoin use cases more seriously. Visa’s expansion is also happening at a time of intensifying competition in the stablecoin sector. Mastercard, its closest rival, already tokenized 30% of its transactions and is working with crypto companies to integrate stablecoin and digital asset payment rails. Meanwhile, JPMorgan’s recent partnership with Coinbase allows Chase users to convert rewards points into USDC, which serves as great proof that traditional banking and digital assets are converging. Big-name retailers like Amazon and Walmart are also reportedly investigating the launch of proprietary stablecoins to facilitate lower-cost, instant international payments. Bank of America even teased similar ambitions, and stablecoin infrastructure is being recognized as a disruptive force in the legacy payments industry. According to Alchemy's head of engineering Noam Hurwitz , on-chain stablecoin transaction volumes have already surpassed those of Visa and Mastercard, which could potentially position stablecoins as the internet’s new default settlement layer. Visa’s latest integration suggests that the company is preparing for a future where blockchain-based assets play a central role in the global financial system.

2025-08-01 08:30

The Series E round was led by Iconiq, with participation from Founders Fund and D1 Capital Partners. The new capital will be used to expand the team and develop AI agents. Ramp serves over 40,000 companies and generates hundreds of millions of dollars in revenue. Fintech startup Ramp, which specializes in automating corporate finances, announced that it has raised $500 million in a Series E round. During the deal, the company was valued at $22.5 billion. The Iconiq fund, with participation from Founders Fund and D1 Capital Partners, led the investment round by volume. Ramp CEO and co-founder Eric Gleiman said the funding will go toward hiring engineers and product specialists, as well as promoting AI agents. According to him, such solutions are already helping companies automate routine processes, from expense reports to purchasing records. The startup says it has seen thousands of customers test its AI agent since its launch in July, including Quora, where the solution replaces the work of an entry-level accountant who checks employee expenses against corporate policies. Ramp forecasts and analyzes transactions using Gmail and Google Calendar data and, if necessary, clarifies information with employees via SMS. The system checks expenses for compliance with company policies and automatically codes them, increasing the efficiency of finance departments. Founded in 2019, Ramp serves over 40,000 companies, including several Fortune 100 corporations. The startup reached $700 million in annual revenue in March 2025, and the firm became cash-flow positive earlier this year. Despite these figures, Ramp will have to compete with giants like Brex, SAP, and American Express, which are also actively implementing AI agents. Experts note that for many CFOs, the practical value of such solutions is still questionable, meaning the startup will have to prove their reliability and justify the investment.

2025-07-31 20:17

Beijing has taken Nvidia to court over ”serious security concerns.” The H20 chip was approved for export by the US specifically for the Chinese market. Experts doubt the evidence base for the charges. Chinese regulators have said that Nvidia's H20 AI chips, which the U.S. recently cleared for shipment, contain ”backdoors” that allegedly allow devices to be tracked and remotely disabled. The Cyberspace Administration of China (CAC) has subpoenaed the company, demanding clarification and documentation of security breaches it has uncovered, in a move that analysts say has jeopardized Nvidia's plans to rebuild its business in the country. The H20 was created to circumvent U.S. export restrictions and was intended to be Nvidia's key product in the Chinese market. After the ban on shipments was lifted, the company's CEO Jensen Huang personally visited Beijing. He assured customers of the company's reliability and introduced a new Blackwell series GPU that complies with Washington's regulations. However, the CAC's claims are not yet supported by concrete facts. China technology expert Paul Triolo noted that he is skeptical of the allegations, since the regulator has not disclosed the sources of the analysis or the results of the Chinese tests. Nvidia has not yet issued an official comment. Against this backdrop, Beijing is stepping up its push to replace high-tech products. Large corporations are being advised to increase their purchases of domestic chips. This benefits Huawei and local manufacturers Biren and Cambricon, which receive state support for developing a national AI ecosystem. Meanwhile, pressure on chipmakers is mounting in the U.S., with Congress debating legislation that could require Nvidia and its rivals to build tracking systems into processors they export. Opponents say such measures would accelerate the development of Chinese AI and threaten American security. Experts note that the situation remains uncertain. H20 production has resumed, but it will be nine months before deliveries reach customers. There are influential forces on both sides of the Pacific Ocean opposing the deal: in the U.S., for security reasons; in China, to speed up the transition to an independent chip industry.

2025-07-31 20:05

Payment company Visa has expanded its payment platform by adding support for new stablecoins and blockchains. As part of its partnership with Paxos, the firm has integrated the stablecoins Global Dollar (USDG) and PayPal USD (PYUSD) , adding Stellar and Avalanche to the already supported Ethereum and Solana networks. The payments giant has also launched Circle's EURC stablecoin , which is pegged to the euro. “Visa is building a multi-coin and multi-chain foundation to help meet the needs of our partners worldwide,” said Rubail Birwadker, head of product development and strategic partnerships. With the integration of EURC, some Visa partners will be able to process payments in both dollar and euro stablecoins as part of the pilot project. Payment giant turnover Over the course of its history, Visa has processed over $200 million in stablecoin transactions. The company called this an important milestone but noted that the technology requires clearer rules for further scaling. The company is testing “stablecoins” through its Visa Direct service, focusing on cross-border transfers where traditional systems continue to experience delays. Visa is also working on the Visa Tokenized Asset Platform, which will allow banks to issue and use stablecoins for programmable finance. Visa CEO Ryan McInerney said he hopes for “clearer, more pragmatic regulations” in the U.S. and elsewhere. In July, President Donald Trump signed the GENIUS Act, the country’s first major cryptocurrency law. BitSave CEO Zakhila Suresha told Decrypt that currently only 10–20% of stablecoin transactions involve payments. The rest is trading and liquidity. He predicts that within a year, the share of payments will exceed 50% amid the introduction of regulation. Blockon Ventures founder Jagdish Pandya compared the current state of the stablecoin market to e-commerce in the late 1990s. According to him, Visa’s daily transaction volume of $5 trillion to $7 trillion dwarfs the $20 billion to $30 billion in stablecoins. However, he expects mass adoption of digital assets in the next decade.

2025-07-31 19:57

XRP Witnesses a Wait-and-See Scenario According to Blockchain Bulletin, XRP has dropped 11% this week and 2% in 24 hours, cooling off after a 40% surge earlier this month pressured by $140M in transfers from Ripple co-founder Chris Larsen and widespread profit-taking, with 93% of supply still in the green. The leading on-chain metrics provider added , “Whale activity, combined with overheated metrics, suggests short-term caution rather than panic.” Therefore, XRP’s current consolidation signals the need for caution not impulsive buying or panic selling. Similar sentiments were shared by market analyst Degram who stated, “This isn’t a breakdown — it’s a pause. The kind of pause that often fuels the next leg. If bulls hold the line, XRP could make another run toward 3.70, completing the measured move from its breakout wedge.” The analyst noted that after a stunning 110% breakout, $XRP is now cooling off, retesting the key $2.97–$3.14 zone as support. Backed by a rising trendline, the bullish structure remains firmly intact. This explains why a wait-and-see situation has taked center stage in the XRP network as the 3rd-largest cryptocurrency by market cap trades at $3.13. Ripple CTO Emphasizes the Importance of XRPL in XRP In response to XRP enthusiast Hiram SGIG’s question on XRP’s relevance amid growing RLUSD talk, Ripple CTO David Schwartz reaffirmed XRP remains a core focus, emphasizing that increased XRPL adoption will drive XRP’s utility and value. Schwartz pointed out , “I don't have the numbers in front of me, but I'm pretty sure XRP's use as a bridge in Ripple Payments dwarfs every other asset.” He argued that the XRP Ledger serves as a foundational stepping stone towards expanding the utility of XRP and ultimately unlocking broader institutional adoption. This is because XRP functions as a neutral bridge currency in a fragmented, multi‑stablecoin ecosystem. Unlike fiat‑stablecoins tied to specific currencies, XRP remains chain‑agnostic and globally interoperable, enabling seamless conversions across tokenized assets, loans, securities, and diverse stablecoins. As institutions gradually shift toward on‑chain settlement and as XRPL evolves in capability and compliance, Schwartz believes XRP is poised to become integral in tokenized financial systems, extending far beyond fast payments to become the liquidity backbone in a truly interoperable, global asset ecosystem. He noted, “I also think that more use of XRPL for real financial use cases will translate to more utility and value for XRP. XRP has a privileged place on the XRP Ledger and is not as likely to get worked around as, say, ETH has been.” Conclusion Ripple CTO David Schwartz reaffirmed that the XRP Ledger plays a pivotal role in driving XRP’s real‑world utility, particularly as a neutral bridge asset amid a crowded stablecoin landscape. With XRPL paving the way for greater XRP adoption, the token faces a wait-and-see sentiment after retreating from its $3.65 all-time high.

2025-07-31 19:56

Delving Deeper into Wrapped XRP on Ethereum Wrapped XRP on Ethereum has soared past $60 million in market cap, marking a new all-time high and highlighting surging demand for cross-chain utility and DeFi integration. WXRP, backed 1:1 by XRP in custody, gives holders seamless access to Ethereum’s DeFi ecosystem. What’s Driving the Uptick? Rising DeFi demand for wrapped tokens is key, as users increasingly leverage WXRP to lend, borrow, or provide liquidity on Ethereum-based protocols. Serving as a crucial bridge between the XRP Ledger and Ethereum, WXRP enables seamless cross-chain integration and utility. Secondly, Cross-chain integration is accelerating in 2025, with growing institutional interest in multi-chain solutions over single-chain silos. The rise of wrapped assets like WXRP reflects this shift, enabling seamless asset flow across blockchains and powering the interoperable future of crypto. Thirdly, XRP itself has seen extraordinary relative gains up by 552% year‑on‑year since July 2024 and 49% year‑to‑date through late July 2025. Elevated whale accumulation and bullish technical formations on XRP’s native ledger have bolstered confidence in XRP’s long‑run utility. Why It Matters DeFi Access: WXRP enables XRP holders to tap Ethereum’s DeFi ecosystem through staking, yield farming, or collateralized lending, unlocking new utility for XRP beyond payments. Cross‑Chain Trust: Surpassing $60 million signals growing trust in wrapped collateral and custodial reliability, which is important for institutions or retail users bridging assets. Ecosystem Synergy: This milestone may presage deeper integrations between the XRP Ledger ecosystem and Ethereum’s protocols, accelerating innovation in both networks. As Ethereum continues its institutional-strength bullish run now trading at around $3,800 with derivatives open interest surpassing $60 billion, WXRP momentum may further grow. DeFi participants may increasingly include wrapped XRP in portfolios or liquidity strategies, especially given that XRP recently hit a new all-time high of $3.65. XRP’s Bullish Flag Plays Out According to market analyst Lingrid, XRP recently broke key resistance with a strong breakout and is now consolidating just below the upper range. The price continues to hold within a bullish flag, signaling a healthy correction after a sharp upward impulse. She added , “If the current pullback holds above the diagonal support, a renewed push toward 3.60–3.70 becomes likely. Bulls remain in control as structure supports further upside.” At the time of this writing, XRP was trading at the psychological price of $3.10 amid intensified consolidation. Conclusion WXRP’s market‑cap breakthrough is a meaningful indicator of growing demand for cross‑chain liquidity, interoperability, and DeFi usage of XRP. As wrapped assets mature, this milestone may mark the beginning of deeper integration between XRP and Ethereum ecosystems, offering fresh opportunities for holders, developers, and decentralized finance at large. As the value of WXRP skyrockets, it remains to be seen how XRP’s price plays out in the short term as heightened consolidation takes center stage.

2025-07-31 19:07

Is the Elliot Wave Playing Out in the XRP Ecosystem? According to market analyst CryptoOG, “XRP's 4Hr chart is painting an Elliott Wave sequence, finishing Wave 4 and hinting at a move into the final Wave 5.” The analyst pointed out that Wave 1 launched from the sub $2 range with strong momentum while Wave 2 followed with a healthy correction, preserving the bullish structure. Wave 3 then surged to nearly $3.70, confirming the uptrend. Presently, Wave 4 is consolidating into a potential bull flag, setting the stage for Wave 5, which targets $3.67–$3.70 based on the 1.618 Fibonacci extension. CryptoOG added, “With bullish momentum intact and corrections staying orderly, this chart structure aligns with Elliott Wave theory forecasting a final push in Wave 5. Volume confirmation is key on breakout above $3.20.” At the time of this writing, XRP was hovering around the $3.10 zone, according to CoinGecko data . Why is Elliot Wave 5 considered bullish? Well, this is because it marks the final leg of a five-wave impulse, resuming the larger uptrend after Wave 4's correction and often signaling strong market momentum. Notably, Wave 5 is often driven by retail enthusiasm and rising market confidence, reflecting optimism or euphoria. It can be sharp and emotional, especially if Wave 3 lacked extension. SEC Paves the Way for XRP and Altcoin ETFs with New Listing Standards The U.S. Securities and Exchange Commission (SEC) has taken a major leap toward mainstreaming altcoin-based exchange‑traded products (ETPs) by unveiling standardized “Listing Standards” via a new exchange filing. Under the ruling, any digital asset with at least six months of futures trading on Coinbase’s derivatives exchange becomes automatically eligible for listing. Assets such as XRP, Solana, Cardano, Avalanche, and others that meet the criteria may now clear the regulatory path without requiring individual SEC approval petitions. What Changed—and Why It Matters Previously, each crypto ETP required an exchange-filed 19(b)(4) rule‑change petition, stretching approval timelines up to 240 days. The new framework obviates that process for qualifying tokens, cutting review windows to around 75 days under the generic listing process. SEC Chair Paul Atkins confirmed that the Commission’s July 29 vote also permits in‑kind creations and redemptions for Bitcoin and Ether ETPs—aligning crypto ETF mechanics with traditional commodity ETP structures to enhance efficiency and reduce cost. Eligible Tokens & Timeline Industry observers estimate about a dozen major tokens now qualify, including XRP and Solana, which have consistently been viewed as front‑runners. Analysts like Eric Balchunas place the odds of approval at around 95% for these assets under the new regime. The consensus forecast targets September or October 2025 as the likely window for launches of multiple altcoin ETFs. Notably, Solana-based ETPs are expected to clear by October 10, once their six‑month futures threshold is reached, with XRP approvals to follow shortly thereafter. Broader Implications This regulatory shift is widely viewed as the next major turning point in U.S. crypto financialization. By reducing friction and creating a “one‑and‑done” listing process, the SEC may significantly expand institutional adoption. In‑kind redemption mechanisms ease arbitrage and liquidity burdens, making crypto ETPs more cost‑effective and competitive with legacy commodity products. Conclusion With these developments, the SEC’s new paradigm anchored in objective futures‑based criteria marks a foundational shift in crypto ETF policy. It signals the likely arrival of regulated XRP, Solana, and other altcoin ETFs by fall 2025, establishing a more transparent and scalable path for digital asset investing. Meanwhile, it remains to be seen whether XRP’s Wave 5 will materialize since this will usher in a new bullish phase.

2025-07-31 18:29